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What Is Redlining?

In plain English

A discriminatory practice in which services — especially mortgage lending and insurance — are withheld from residents of certain areas based on the racial or ethnic composition of those neighborhoods. Though outlawed in 1968, its effects persist in vast wealth and homeownership gaps today.

The Full Explanation

Related Policy Positions

See how the Common Good platform addresses the issues connected to this term.

Racial Justice

Median Black household wealth is projected to reach zero by 2053. Closing the racial wealth gap is not charity — it is economic policy.

Housing

Housing costs have doubled in a generation. We're going to build the homes America needs and protect renters from predatory landlords.