Racial Justice — Equal Opportunity, Honestly Told
Median Black household wealth is projected to reach zero by 2053. Closing the racial wealth gap is not charity — it is economic policy.
The two-minute version.
The racial wealth gap is 6.4:1. Median Black household wealth is projected to reach zero by 2053. Civil rights enforcement has been gutted — 70% staffing cuts at the DOJ Civil Rights Division.
A Truth Commission with teeth. Baby bonds. Restore civil rights enforcement. Close the K-12 funding gap. End the maternal mortality crisis.
Wealth finally passes between generations. Black women stop dying in childbirth at three times the rate. Voting rights restored. Neighborhoods stay whole.
The racial wealth gap is the defining structural failure. White median household wealth stands at $284,310; Black median at $44,100 — a 6.4-to-1 gap. The Institute for Policy Studies projects median Black household wealth will reach zero by 2053 at current compounding rates. This gap compounds across homeownership, inheritance, and business formation — all systematically blocked by four centuries of federal policy.
Ongoing discrimination persists across every economic domain. Black mortgage applicants are denied at twice the rate of white applicants, controlling for income and credit. Homes in majority-Black neighborhoods are appraised 21–23% lower — a cumulative $156 billion loss. A résumé with a white-sounding name receives 50% more callbacks — equivalent to eight additional years of experience. After controlling for education and occupation, a 14.9% wage gap remains.
Healthcare disparities reveal the depth of structural racism. Black women are 3.15 times more likely to die in childbirth than white women. The critical finding: Black women with college degrees die at higher rates than white women without high school diplomas. This is not explained by income or education — it reflects how the healthcare system treats Black women. Black infant mortality is 2.4 times higher than white infant mortality.
Enforcement agencies have been systematically dismantled. The DOJ Civil Rights Division has lost 70–75% of its career attorneys since January 2025. All eight named pattern-or-practice investigations were halted. The EEOC filed just 93 lawsuits in FY2025 — a ten-year low. HUD received 34,150 fair housing complaints in 2023 but processed only 5.1% directly. When enforcement stops, the law ceases to exist.
How the US compares.
What Americans face vs. what peer nations achieve.
| Measure | US | Peer Nation |
|---|---|---|
| Mortgage denial rate (Black vs. white) | 2× | 1×(Credit-adjusted baseline) |
| Home appraisal in majority-Black neighborhoods | −21–23% | 0%(Equivalent white neighborhoods) |
| Black maternal mortality ratio | 3.15× | 1.0×(White women baseline) |
| Résumé callback rate (Black vs. white names) | −50% | 0%(Identical résumé equity) |
"Closing the racial wealth gap is not charity — it is economic policy. Citigroup estimates it has cost the US economy $16 trillion in lost GDP over two decades. McKinsey projects closing it could add $1–1.5 trillion to annual GDP by 2028. A more equitable economy is a larger economy."
— The Common Good Party — Racial Justice Policy
What the CGP plan actually does
For wealth building, baby bonds put $77,000 in the hands of Black 18-year-olds — enabling homeownership, education, and business formation at scale for the first time. $50,000 down payment grants eliminate the barrier that keeps Black families renting and extracting wealth to landlords. As homeownership rises, inheritance rises, and the compounding effect that built white wealth begins building Black wealth. In a generation, the trajectory fundamentally changes.
For healthcare, Medicare for All (Issue 1) eliminates the racial coverage gap. The maternal mortality crisis act — dedicated federal funding, 12-month postpartum Medicaid, investment in midwifery and doula programs, medical bias training tied to accreditation — directly addresses the disparity that kills college-educated Black women at higher rates than white women without high school diplomas. Black women stop dying in childbirth at three times the rate of white women. This is measurable and addressable.
For political power, 27,000 polling places that closed since Shelby can reopen. 19+ million voters are no longer purged. Preclearance prevents explicit racialization of district maps. Election Day becomes a federal holiday with 15-day early voting in all states. Automatic voter registration removes the administrative barrier. Organized voter suppression becomes a federal felony with a 5-year minimum sentence.
For education, the $6,000-per-pupil gap closes. Schools in high-poverty majority-minority districts are no longer starved while wealthy white districts thrive. HBCUs and Minority-Serving Institutions receive funding at parity. The school-to-prison pipeline is dismantled through restorative justice and reduced racial discipline disparities. Post-SFFA, socioeconomic-based admissions and elimination of legacy preferences create pathways for merit-based access.
What changes on day one
"A Black child born today with baby bonds accumulates $77,000 in wealth by age 18. That is money in a bank account. Enforcement agencies staffed means agencies that actually investigate complaints instead of filing them away. Preclearance means election maps can be challenged before they take effect."
— CGP Racial Justice Paper — §Our Policy
See where every side actually stands.
Current federal law, the Democratic Party's 2024 platform, the Republican Party's 2024 platform, and our plan — side by side, sourced to the record.
Open the side-by-side comparisonThe homework other parties skip. We did it.
Sourced, cited, costed, and written to a standard that could walk into a legislative office tomorrow. 1,246 words across 10 pillars.
- NCRC — Racial wealth gap 1992–2022
- Citigroup — $16T cost of racial wealth gap
- McKinsey — The economic state of Black America
- Institute for Policy Studies — Black wealth trajectory to zero
- Brookings — Devaluation of assets in Black neighborhoods ($156B)
- CDC — Maternal mortality by race/ethnicity
- Federal Reserve HMDA — Mortgage denial disparities